Talk:Access to bank loans

Making loans accessible is not enough

Interestingly, making loans accessible to women is not enough to increase women's income-generating power. Women, as indicate dby the literature lack access to resources such as land, capital and credit, hence such efforts to increase their capacities to undertake income-generating work. The literature also indiactes that assuming that women have time to do additional work on top of their reproductive work ends up increasing women's working day. In order for women to actively participate in the economy through credit, women need considerable support from spouses or other household members to ensure that reproductive work which keeps the family is not compromised. This is very important because, evidence from a study that I conducted in the Wassa West Distrct of Ghana in West Africa, with women in micro-finance in 2007, revealed that the majority of the women felt that success in their income-generating work can partly be tracked to their partners' (husbands') assiting in various reproductive work (not a typical role for Ghanaian men) like getting children ready for school and cooking supper for the family while wives are working for extended hours in the market selling/buying their wares. (User: Group1)